The fact that the Credit Information Bureau is getting ready to introduce its own mobile application for smartphones operating under the control of Android and iOS has been discussed for some time. Nevertheless, details were lacking. These appeared only now, that is, at the time of the program’s debut. My BIK enables the implementation of most activities that can be carried out via the online platform. The basic functions are of course free, just like the application itself, but for some services we will have to pay extra. I am talking about BIK reports and the so-called quick checking. This applies to both private individuals and companies. You can also unlock the entire option package with one fee.

My BIK is a new mobile offer addressed to people who use or want to use the services of the Credit Information Bureau. This is possible thanks to the free mobile application for smartphone users.

Metadata and data – a treasury of knowledge about us and our habits

To use the My BIK mobile application, it is necessary to have an account at the Credit Information Bureau. Fortunately, you can put them on quickly from the program itself. We will need our ID card, telephone and access to our bank account. The data from the document can of course be scanned, but the verification also takes place using a telephone and a transfer from the account that is registered with our data. The whole process is not complicated and can be called fast. Importantly, an account can be set up here by individual customers as well as micro-companies.

Pegasus: Even technically aware people

My BIK application allows us to control the debt level. All our obligations are saved on the account. Therefore, we have our credit history at hand, however, the so-called BIK score (scoring) may also be important. If we decide to pay, we can gain unlimited access to the BIK Report. We will also find here the Credit Analyzer BIK and the option of notifications 24 / 7 about fraud attempts and delays in repayment of credits and loans. This way, you will find out whenever someone tries to borrow your data.

• Google Play
• App Store

Source: Credit Information Bureau